Mrs Jennifer Philip

Verified orientation advisorOrientation advisor

About

I am a results driven banking and finance professional with over six years of experience in commercial banking, relationship management, financial analysis, and business development. I currently work with one of Nigeria's top leading financial institution as a Commercial Relationship Management Officer, where I focus on portfolio management, client acquisition, deposit mobilisation, credit administration, and trade finance. I hold a BSc in Accounting from Ambrose Alli University, complemented by professional certifications and strong analytical, leadership, and interpersonal skills. I am passionate about building sustainable business relationships, driving organisational growth, delivering excellent customer service, and continuously developing my professional capabilities.

Portfolio1

A Thrift online shop

A Thrift online shop

Everyone · 2024

A group of young female Adults that came together to start an online store. They sold it to any organization that needed it.

Skills1

Analytical thinking, commercial awareness, strategic execution, relationship bui

Experience

Commercial Relationship Management Officer

WEMA BANK PLC

Manage client portfolios, strengthen customer relationships, and improve retention. Coordinate credit applications, financial assessments, KYC documentation, and compliance requirements. Develop business pipelines through market mapping, referrals, and strategic client engagement

Relationship manager

Keystone Bank limited

Managed commercial and SME customer relationships, focusing on portfolio growth and revenue generation. Drove deposit mobilisation, customer acquisition, and cross-selling of banking products. Facilitated credit requests and supported loan structuring, appraisal, and monitoring. Developed and maintained strong client relationships to improve customer satisfaction and retention. Identified business opportunities and delivered tailored financial solutions. Ensured compliance with internal policies, regulatory requirements, and risk management standards.

Financial Analyst

Manflex Nigeria Limited

Prepared financial reports, budgets, forecasts, and management information. Analysed financial performance, expenditure, and operational costs to support management decisions. Monitored cash flows, reconciliations, and financial transactions. Identified cost-saving opportunities and supported improved financial controls. Assisted in financial planning, budgeting, and business performance evaluation.

Capital market intern

Securities and Exchange Commission

Supported capital market research, analysis, and regulatory monitoring. Assisted with compliance reviews and documentation. Participated in research activities relating to capital market operations and developments. Supported administrative and reporting activities within the department. Gained exposure to financial market regulations, investor protection, and policy implementation.

Entrepreneurship and Business Development in

Founder- Ewera Farms and Fashion Hub

Established and managed an entrepreneurial venture with interests in agriculture and fashion. Coordinated business operations, resource management, and customer relationships. Developed business strategies to support growth, sustainability, and market expansion. Gained practical experience in business development, problem-solving, and operational management.

Certifications1

Project Management

Oleren

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On Refonte since November 2026