REGIONAL MANAGER-ASSET FINANCE
DIAMOND TRUST BANK
Provide strategic regional leadership and drive asset finance business growth at Diamond Trust Bank (DTB), overseeing regional portfolio performance, business development, sales execution, and asset quality. - Lead, coach, and train branch teams on asset finance products, credit processes, sales execution, customer acquisition, and portfolio management. - Conduct regular branch visits, performance reviews, and staff capacity-building sessions to strengthen product knowledge and improve business productivity. - Drive regional asset finance growth by setting business priorities, monitoring targets, identifying opportunities, and supporting branches in achieving lending and revenue objectives. - Oversee credit appraisals, financial analysis, cash flow assessments, credit proposals, loan structuring, and risk evaluations to facilitate sound lending decisions. - Review and recommend financing applications, ensuring compliance with credit policies, lending guidelines, and risk management standards. - Develop and strengthen strategic relationships with vehicle and equipment dealers, corporate clients, SMEs, and other business partners. - Monitor portfolio performance, arrears, PAR, NPLs, and emerging credit risks, driving appropriate corrective and recovery measures. - Prepare and present regional performance reports, portfolio analysis, market intelligence, pipeline updates, and strategic business recommendations to senior management. Champion regional business expansion, operational excellence, prudent credit management, and sustainable profitability while strengthening DTB's competitive position in the asset finance market.
